Founded in June 1959, Questa Credit Union began as a small organization operating out of a modest house. Over the years, we’ve grown and acquired a new building to better accommodate our expanding services and banking environment.
Our guiding philosophy is simple yet profound: “People Helping People.” We are dedicated to assisting individuals who might otherwise struggle to secure loans from traditional financial institutions. This commitment to community and service is at the heart of everything we do.
Initially, Questa Credit Union focused solely on savings. However, recognizing the evolving needs of our members, we expanded our offerings to include a range of financial services. Today, we provide Online Banking, share drafts (our version of a checking account), and a variety of lending options. Whether you need a mortgage, a loan for a new or used car, mobile home, motorcycle, or even a 4-wheeler, we are here to help.
As a member of Questa Credit Union, you can trust that your savings are secure. We are NCUA insured, ensuring that your deposits are protected.
At Questa Credit Union, we’re more than just a financial institution. We’re a community committed to helping each other achieve financial stability and success.
What is a Credit Union?
A credit union is a member-owned financial cooperative that provides a wide range of financial services. Unlike traditional banks, credit unions are not-for-profit organizations that operate to serve their members rather than to maximize profits. This member-centric approach allows credit unions to offer competitive rates on savings accounts, lower fees, and affordable loan options.
Credit unions are built on the philosophy of “People Helping People,” emphasizing community and mutual support. Each member is both a customer and an owner, having a say in how the credit union is run through a democratic voting process.
Services offered by credit unions often include savings accounts, checking accounts (referred to as share drafts), loans for various needs such as mortgages, car loans, personal loans, and more. Many credit unions also provide modern banking conveniences like online banking and mobile apps.
Furthermore, deposits in credit unions are insured by the National Credit Union Administration (NCUA), ensuring that members’ funds are safe and secure.
By joining a credit union like Questa Credit Union, you become part of a community-focused institution dedicated to helping you achieve your financial goals.
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