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What is a CD?

A certificate of deposit (CD) is a type of account offered by credit unions and banks that pays interest on a deposit amount for a set period of time.

 

Effective Date: September 2024
Early Surrender Penalties Apply

Term Minimum Deposit APR APY
6 Months $1,000 4.50% 4.51%
1 Year $1,000 4.25% 4.26%
18 Months $1,000 4.00% 4.01%
2 Years $1,000 3.50% 3.51%
3 Years $1,000 3.25% 3.26%
4 Years $1,000 3.00% 3.01%

 

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