What is a CD?
A certificate of deposit (CD) is a type of account offered by credit unions and banks that pays interest on a deposit amount for a set period of time.
Effective Date: September 2024
Early Surrender Penalties Apply
| Term | Minimum Deposit | APR | APY |
| 6 Months | $1,000 | 4.50% | 4.51% |
| 1 Year | $1,000 | 4.25% | 4.26% |
| 18 Months | $1,000 | 4.00% | 4.01% |
| 2 Years | $1,000 | 3.50% | 3.51% |
| 3 Years | $1,000 | 3.25% | 3.26% |
| 4 Years | $1,000 | 3.00% | 3.01% |
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