What is a CD?
A certificate of deposit (CD) is a type of account offered by credit unions and banks that pays interest on a deposit amount for a set period of time.
Effective Date: September 2023
Early Surrender Penalties Apply
| Term | Minimum Deposit | APR | APY |
| 6 Months | $1,000 | 4.99% | 5.11% |
| 1 Year | $1,000 | 3.79% | 3.86% |
| 18 Months | $1,000 | 3.99% | 4.06% |
| 2 Years | $1,000 | .85% | .86% |
| 3 Years | $1,000 | .90% | .91% |
| 4 Years | $1,000 | 1.80% | 1.81% |
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