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What is a CD?

A certificate of deposit (CD) is a type of account offered by credit unions and banks that pays interest on a deposit amount for a set period of time.

 

Effective Date: March 14, 2023
Early Surrender Penalties Apply

Term Minimum Deposit APR APY
6 Months $1,000 0.40% .40%
1 Year $1,000 2.50% 2.53%
18 Months $1,000 3.99% * 4.06%
2 Years $1,000 .85% .86%
3 Years $1,000 .90% .91%
4 Years $1,000 1.80% 1.81%

*Limited Availability

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