YOUTH

DIRECT DEPOSIT

BASIC

SENIOR

Perfect for…

Jr. & Sr. High School Students

Most Members

Members who do not have direct deposit

Seniors

Free Visa Chip Debit Card

ü

ü

ü

ü

Unlimited Check Writing

None

ü

ü

ü

Minimum Balance

None

None

None

None

Free E-Statements

ü

ü

ü

ü

Online Banking &

Mobile App

ü

ü

ü

ü

Conditions & Fees

* Age 18 or Under

* Adult Co-signer

* E-Statements

*No Monthly Fee

*Paper Statement available for $2.00

* Direct Deposit

*Minimum 10 debit card transactions per month

*No Monthly fee when above conditions are met

* $5.00 Monthly fee

*Age 60 or Over

*Direct Deposit

*No Monthly fee if both conditions are met

TYPE II

NON-PROFIT

BASIC BUSINESS

BUSINESS

Perfect for…

Savers

Non-Profits

Small Businesses

Other Businesses

Free Visa Chip Debit Card

ü

ü

ü

ü

Unlimited Check Writing

ü

ü

ü

ü

Minimum Balance

$1,500.00

None

None

$2,500.00

Free E-Statements

ü

ü

ü

ü

Online Banking &

Mobile App

ü

ü

ü

ü

Conditions & Fees

* Average daily balance $1,500.00 or over. $10.00 if balance falls below $1,500.00

*No Monthly fee if above condition is met.

* Non Profit status through NM Secretary of State

*E-Statements

*Paper Statement available for $2.00

* Must have debit card

*No copies of checks

*E-Statements

*No Monthly fee if all above conditions are met otherwise $10.00/ month

*Paper Statement

*Copy of Checks

*No Monthly fee if average balance $2,500.00 or above. If balance falls below $2,500.00 fee of $10.00/ month applies